We help you navigate the A, B, C, D’s of Medicare–so you avoid any sticky traps on the course and stay on par with your coverage.
For Individuals
Enrollment Guidance
Explain eligibility (typically age 65 or certain disabilities).
Help you determine when to enroll to avoid penalties
Coordinate with existing employer coverage if still working.
Plan Selection
Help compare Originial Medicare (Parts A & B) vs. Medicare Advantage (Part C).
Explain and assess Part D (Prescription Drug Plan) options.
Compare Medigap (Supplemental Insurance) plans based on coverage gaps, premiums, and state rules.
Cost Optimization
Forecast Medicare premiums and IRMAA surcharges (income-related).
Suggest tax and income strategies to manage costs.
Integrate Medicare with Health Savings Accounts and retirement withdrawal planning.
Long-Term planning
Coordinate Medicare with long-term care insurance and eldercare strategies.
Help plan for health care costs in retirement projections.
For Business
Employee education
Provide Medicare transition support for workers approaching age 65.
Offer group workshops or one-on-one sessions.
Help integrate Medicare with employer retiree health benefits (if applicable).
Compliance & strategy
Advise COBRA vs Medicare considerations.
Ensure compliance with Medicare Secondary Payer rules.
Help structure group plans that coordinate effectively with Medicare for older employees.